Insurance & costs

Will my insurance
work at Haven?

We can help you check your plan, benefits and estimated costs before your visit.

Paying yourself? View self-pay information
  1. 1

    Send your card

    Upload the front and back of your card.

  2. 2

    Our staff reviews
    your benefits

    We’ll check your plan, network and any referral requirements.

  3. 3

    We contact you with
    next steps

    We’ll be in touch with information about your estimated costs.

Send your insurance card securely

Upload the front and back of your card. Our front office will review your plan and contact you about network participation, referral requirements and estimated copay, deductible or coinsurance. The secure form also asks for your date of birth, photo identification, required consents and contact details.

Insurance Verification Form

Complete the form below.

Estimates are not a guarantee of insurance payment. Sending this form does not book an appointment.

Self-pay welcome

No insurance? Paying yourself?

Haven OBGYN welcomes self-pay patients. Call our front office for visit rates and information about testing or procedure costs. CareCredit may be available as a payment option; ask our office for details.

What is a Good Faith Estimate?

If you don’t have insurance or aren’t using it to pay for care, you may be entitled to a written estimate of expected charges. Learn more from the Centers for Medicare & Medicaid Services.

Explore insurance information

Plan participation depends on your specific product and medical group. Contact our office to confirm.

Aetna

Listed PPO, POS and EPO products include:

  • Choice POS / POS II and Open Choice PPO
  • HealthFund
  • Open Access Elect Choice EPO and Open Access Managed Choice
  • Meritain Health
  • First Health — listed for dates of service after September 2025

Premier Care Network, other narrow networks and Stanford Health Alliance are excluded from the listed Hill Physicians PPO arrangement. Other third-party administrator products need individual verification.

Cigna

Listed commercial products include:

  • Commercial PPO products and Cigna EPO
  • Open Access Plus
  • LocalPlus / LocalPlusIN
  • Oscar products through the listed Cigna arrangement

Strategic Alliance partner products, including HealthPartners OAP, Priority Health OAP, Prominence Healthcare Solutions and TUFTS, are excluded from the listed PPO arrangement. Confirm the exact product on your card.

Anthem Blue Cross

Listed products include:

  • Prudent Buyer PPO and Prudent Buyer Incentive — except Select
  • Eligible BlueCard products
  • Blue Connection EPO and High Performance EPO
  • CA Generic HSA
  • Intel Connected Care — Sacramento

Exchange products, Prudent Buyer Select and student health plans (SHIP) are not included in the listed Hill Physicians PPO arrangement. HMO, Medicare and Medi-Cal participation depends on a separate arrangement; please verify. SutterSelect also needs confirmation of product and effective date.

UnitedHealthcare

Listed commercial products include:

  • Choice / Choice Plus
  • Select / Select Plus
  • Student Resources
  • Doctors Plan EPO — network confirmation required

Not all UnitedHealthcare products participate. Navigate, Core, government benefit products and Knox-Keene capitation arrangements are outside the listed PPO CIN agreement. A separate Medicare arrangement may apply. Doctors Plan / Canopy eligibility needs office confirmation.

Blue Shield of California

Listed products include:

  • Commercial PPO products
  • CalPERS PPO and CalPERS Tandem
  • Tandem Network plans
  • Eligible BlueCard and Federal Employee Program (FEP) products
  • Individual & Family Plans (IFP)
  • Selected Medicare Advantage PPO products

Participation still depends on the exact plan, network, provider and date of service. BlueCard routing and benefits must be checked using your card.

Medicare & Medi-Cal

Original (straight) Medicare and straight Medi-Cal are listed by the clinic.

  • Selected Medicare Advantage plans through participating medical groups
  • Health Net / Wellcare, SCAN, Central Health and UnitedHealthcare Medicare arrangements — verify the specific product
  • Selected Health Net and Molina Medi-Cal arrangements through Hill Physicians

Medicare Advantage and managed Medi-Cal are not the same as Original Medicare or straight Medi-Cal. Medical-group assignment and authorization rules matter. Alignment participation is not confirmed; contact the office before scheduling under that plan.

Health Net

Ambetter PPO (formerly Enhanced Care EPO) is listed for the Sacramento Hill Physicians PPO arrangement.

  • Other commercial, Medicare and Medi-Cal arrangements require product and medical-group verification.

The PPO CIN guide does not establish acceptance of every Health Net product. Confirm your exact plan before your visit.

Other plans & network restrictions

Western Health Advantage and TRICARE are listed in clinic materials; the specific product and assigned group must be checked.

  • Clinic materials list Kaiser, Humana, Balance by CCHP, Partnership and WHA–Mercy Medical Group as not accepted.
  • Canopy and Alignment participation is not confirmed; contact the office before relying on coverage.
  • Nivano participation is not confirmed; contact the office before relying on coverage.

An insurer's name alone does not establish in-network coverage. Contact the office if your plan is not listed or if your insurer's directory differs.

Medical groups & networks

Hill Physicians Sutter Independent Physicians Vivant Health (formerly River City)

Your assigned medical group and specific product must be verified.

Questions before your visit?

Do I need a referral?
Many HMO plans require a primary-care referral or medical-group authorization. PPO plans usually allow direct specialist visits, but particular services may still need prior authorization. Western Health Advantage rules can differ by arrangement. Send your card or call the office so we can check your specific requirements.
Will testing or a procedure cost extra?
It may. Your visit, laboratory testing, imaging, office procedures, anesthesia and facility services can be billed separately. Your copay, deductible, coinsurance, network and covered benefits determine your share. Ask for an estimate for the planned services; benefit verification and estimates are not a guarantee of insurance payment.
What if my plan is not listed?
Send your insurance card or call (916) 269-8865. We can check the exact product, network and medical-group assignment. A plan listing does not guarantee coverage for every Haven provider or service. If we are out of network, your plan may offer reduced benefits, or you can ask about self-pay rates.
Does sending my card book an appointment?
No. This form is for insurance verification and does not book or confirm an appointment. Use Request an Appointment separately. Our office will review your information and contact you about benefits and next steps; no specific response time is guaranteed.

Let’s help you plan your visit.